Inventory & Floor Plan Finance for Distributors

Inventory & Floor Plan Finance for distributors can facilitate the movement of inventory across your dealer network through a dedicated line of credit.

Judith White

Associate Director – Inside Sales Distribution Finance
+61 2 9324 7924

Judith White

What we offer

We can tailor a financing solution to help you support your dealer network to supply a full range of products, while still giving you guaranteed payment. You can also incentivise your dealer network by offering interest free programs.

Our Inventory & Floor Plan Finance provides dealers with a line of credit to purchase stock and may leave traditional banking lines free to invest in their business. The line of credit can be adjusted to support sales growth, seasonal changes and new model launches.

We have extensive experience in creating financial solutions for different types of dealer networks across a wide range of industry sectors, including: Caravans and Recreational Vehicles, Motorcycles, Marine, Agriculture, Transport, Construction and Mining.

All applications for finance are subject to satisfactory lending and credit criteria. Terms, conditions, fees and charges apply. You should seek financial, legal, tax, accounting and other advice before considering whether the product is suitable for you.

How it works

Inventory & Floor Plan Finance is a revolving line of credit facility that allows your dealers to obtain inventory finance for retail purposes without tying up their working capital.

We pay you for the stock your dealers have purchased so you get guaranteed payment. When each piece of stock is sold by your dealer, they repay us. We manage the financial relationship with your dealers and tailor credit to suit their individual funding needs.

How you benefit

Partnering with us for your Inventory & Floor Plan Finance needs provides a range of benefits.

  • Improved cash flow through quick, guaranteed payment, reducing cash flow pressures and risk to account terms.
  • Access to a dedicated inventory line of credit.
  • Helps you manage seasonal and geographical factors that may affect your business cycle.
  • Increased sales by incentivising your dealer network to stock and sell more inventory by subsidising payments terms.

Commercial Distribution Finance Reference Rate, Australia

8.25% per annum

Effective from 1 September 2016